What does the Federal Employees Health Benefits Program (FEHB) cover?

The Federal Employees Health Benefits Program (FEHB) specifically covers employees of the federal government. Established to provide health insurance options for federal employees, this program allows eligible individuals to choose from various health plans that suit their needs. The FEHB is designed to ensure that federal workers, as well as their families, have access to essential health care services, including preventive care, hospital stays, and outpatient services.

Employees of state or local governments, as well as private sector employees, do not qualify for the FEHB; they typically have different health benefits programs tailored to their specific employment categories. This distinction is significant because it reflects the program's focus on the well-being of individuals serving in federal capacities, affirming the government's commitment to the health and welfare of its employees.