Which benefit is NOT covered by Medigap insurance?

Medigap insurance, also known as Medicare Supplement insurance, is designed to help cover costs that Medicare alone does not cover. This includes out-of-pocket expenses like copayments, coinsurance, and deductibles, enhancing the overall coverage for individuals enrolled in Medicare.

In this context, Medicare Part D specifically addresses prescription drug coverage and is not part of the benefits that Medigap policies cover. While Medigap policies can fill various gaps in Medicare coverage, they do not include provisions for prescription drugs, as this is a separate program meant to address medication costs directly.

The other benefits mentioned, such as coinsurance for hospital stays, coverage for blood transfusions up to three pints, and extended hospital care, can all be supported by Medigap policies. These supplementary services directly relate to the costs incurred under traditional Medicare coverage, making them eligible for payment through a Medigap policy.