Massachusetts Health & Accident Insurance Practice Exam

Which group is not covered by Medicaid?

1. Individuals over 65

2. Low income individuals

3. Individuals with a disability

4. Those earning a high salary

The correct answer is: Those earning a high salary

Medicaid is a state and federal program designed to provide health care coverage to specific groups of individuals who meet certain eligibility criteria based on income and other factors. Individuals earning a high salary generally do not qualify for Medicaid because the program is specifically intended to assist low-income individuals and families. This exclusion is rooted in Medicaid's purpose of providing support to those who would otherwise struggle to afford necessary medical care. The other groups mentioned—individuals over 65, low-income individuals, and individuals with a disability—are all typically covered by Medicaid, as they fall within the criteria that the program aims to support. For example, people over 65 can qualify for Medicaid with specific income and asset limits, individuals with disabilities may receive Medicaid benefits to assist with their healthcare needs, and low-income individuals are the core demographic that Medicaid serves. Hence, it is clear that those earning a high salary do not fit the Medicaid criteria, confirming that this group is indeed not covered.